Questions About Scaling Your Business Finances
We've spent years helping Australian businesses move from struggling with cash flow to actually having breathing room. The questions we get haven't changed much since 2019, but the answers have gotten a lot more nuanced.
Most business owners hit the same wall around the 0K revenue mark. You're making money, but it feels like you're still broke at the end of each month. That's usually when people reach out.
Below, you'll find answers based on real situations we've worked through. Not theory from a textbook, but actual problems we've helped solve with companies across Mitchell and beyond.
How Our Approach Developed
We didn't start with all the answers. Our methods came from working alongside businesses that were willing to try different approaches when traditional advice wasn't cutting it.
Started With Seven Clients
We began working out of a shared office space in Mitchell, focusing purely on cash flow forecasting for small manufacturing businesses. The methods were rough, but they worked.
Expanded During Economic Shift
When everyone else was pulling back, we developed new strategies for businesses dealing with supply chain chaos. That year taught us more about financial resilience than the previous decade combined.
Built Scalable Systems
After working with 150+ businesses, patterns emerged. We documented what actually worked and created repeatable processes that could adapt to different business models without losing effectiveness.
Supporting Next Generation
These days we're helping businesses prepare for growth they haven't achieved yet. Our autumn 2025 programs are designed around businesses projecting M-M revenue by 2027, with financial infrastructure that can handle that scale.
Callum Fitzwilliam
Spent 12 years in corporate finance before moving to small business advisory work in 2017. Specializes in helping businesses transition from reactive to proactive financial management.
Dashiell Rutherford
Former CFO for three Australian tech startups. Joined stellorinqua in 2021 after realizing he preferred working with 20 businesses at once rather than being stuck in one company's problems.
What Actually Happens
Most businesses come to us when their accountant has told them everything looks fine on paper, but they still can't figure out why there's no money in the bank account.
We start by looking at your actual money movement over the last 18 months. Not your P&L statement, but where money actually goes week by week. That usually reveals 3-5 patterns that are quietly draining resources.
From there, we build a financial structure that matches how your business actually operates, not how textbooks say it should operate. Takes about 4-6 months to see meaningful improvement in most cases.
Average time to noticeable cash flow improvement
Clients still working with us after two years